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I am new to the board but have learnt a lot from the articles on here already. I am looking for feedback on my K which my company provides through Wells-Fargo; my fund options with their expense ratios are as follows: Wells Fargo Stable Return Fund N 0.

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Rowe Price Small-Cap Stock 0. My current K fund breakdown is as follows: I am planning on opening two IRAs at Vanguard for both my wife and I.

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What are your opinions on Target Date Funds as an option for one or both of the IRAs? Please advice on whether it is a wise decision to do this and if it is, how to go about it.

To Vanguard, IRA and b are horses of different colors, at least they were when I tried the same thing with my wife's plans several years ago. Call Vanguard, tell them what you want to do, and follow their instructions.

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Of course, it involves filling out forms. The B has an expense ratio of 1. Thanks again guys for this wonderful resource and invaluable insights on here! Who is online Users browsing this forum: Home Board index All times are UTC No guarantees are made as to the accuracy of the information on this site or the appropriateness of any advice to your particular situation.